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COBRA Benefits

COBRA Benefits

  • The Federal Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) gives employees, spouses, and dependent children currently enrolled under the Township of Ocean School District’s health benefits program the opportunity to purchase continued health benefits for a limited period of time (18 months for employee, 36 months for dependents) after a COBRA qualifying event occurs.  COBRA applies to employees and dependents who would otherwise lose coverage as a result of a COBRA qualifying event including: 1) work termination, 2) a reduction in work hours / leave of absence, 3) divorce or legal separation of a spouse, 4) death of the employee, 5) dependent ineligibility, 6) Medicare becoming the primary insurance. The COBRA participant pays 100% of the cost plus an additional 2% administrative fee.

  • It is the responsibility of the employee to notify Patty DeAngelis for Medical, Prescription, and Dental of a COBRA event as listed in items 3, 5, and 6 (above) within 60 days of the event.